The Mr. OPM Blog
Entrepreneurship, Money, And The Game Of Business
Saving your way to wealth is the lie they sold you to keep you working, so every morning I take the day's business headlines and show you how the game is really played with leverage and Other People's Money.
Joshua Jones
Mr. OPM · Founder, The Solution, Inc.
Diesel Prices Are Spiking and Squeezing Small Business Profits
When fuel costs jump at the pump, your profit margins leak from the delivery truck straight to your bottom line. Here is how small business owners can protect their profits.
Read The PostFresh Every Morning
Recent Posts
Why Big Bank Earnings Are Giving Main Street a Wake Up Call
Big banks posted massive profits in Q3 2026 while building credit reserves. Here is why relying on one bank for business capital is a rookie mistake.
ReadThe Community Lending Rule Change That Could Cut Off Small Business Cash
When big banks pull back from local neighborhoods, smart small business owners find alternative ways to build credit and leverage other people's money.
ReadWhy 64 Percent of Small Business Owners Are Cutting Their Own Pay Right Now
A new survey shows 64 percent of small business owners skipped their own paycheck recently. Here is why starving the boss is a bad long term strategy and how to fix it.
ReadWorth A Re-Read
From The Archive
How To Prepare Your Business For Funding
The work you do before you apply often decides the outcome. Here is how to get your books, bank statements, and story ready so underwriters can understand your business faster.
ReadLine Of Credit vs. Term Loan: Which Fits?
Both put capital in your hands, but they solve very different problems. Here is when revolving credit fits better than a lump sum, and when it does not.
ReadWhat Lenders Actually Look At
Beyond the credit score, lenders weigh cash flow, time in business, and consistency. Understand the signals that help them evaluate a file.
Read5 Reasons Good Businesses Get Declined
A no is rarely the end of the story. These are common, often fixable reasons a healthy business gets turned down and what to do next.
ReadUnderstanding SBA 7(a) Timelines
SBA financing offers attractive long-term structures, but the process moves on its own clock. Here is what happens between preparation and closing.
ReadUsing Capital To Scale, Not Just Survive
The best founders treat funding as fuel for growth, not a patch for a leak. Learn how to deploy capital so the business becomes stronger after repayment begins.
ReadReady When You Are
Reading About Money Is Good. Getting Funded Is Better.
See what your business may qualify for in about 30 seconds, with no hit to your credit. Or grab a time and talk it through.
OPM Confidential
The Week's Best Moves, In Your Inbox Every Tuesday.
A new post goes up here every morning at 7. Every Tuesday, OPM Confidential brings you my private notes on growing with Other People's Money, plus the week's best posts. Free.
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