Business Lines Of Credit
Up To $1MFlexible revolving capital you draw on only when you need it, and pay for only what you use.
30-Second Application · No Credit Impact · Strictly Confidential
Overview
How It Works
A business line of credit keeps flexible capital on standby for the moments that matter. Draw what you need, when you need it, and pay interest only on what you use. It is a disciplined way to manage seasonality, seize opportunity, and absorb the unexpected.
As you repay, your available credit replenishes, giving you a renewable safety net that grows with your business rather than a one-time lump sum.
Rates & Terms
- Credit Line
- Up To $1M
- Rates
- From ~7%
- Term
- 12–24 Months, Revolving
- Funding Speed
- 1–7 Days
Ranges shown are indicative. Actual terms vary by lender, profile, and deal structure. Your strategist confirms specifics.
THE ADVANTAGE
Why It Works
- Draw and repay on your own schedule
- Pay interest only on what you use
- Revolving access that replenishes as you repay
- Ideal for seasonal or uneven cash flow
Basic Qualifications
Basic Qualifications
- Time In Business
- 1+ Year
- Credit Score
- 660+
- Annual Revenue
- $250K+
Questions
Frequently Asked
How Is A Line Of Credit Different From A Loan?+
A loan is a lump sum you repay on a fixed schedule. A line of credit is revolving: you draw what you need, repay it, and the credit becomes available again.
What Credit Score Do I Need?+
We work with business owners at 660+ credit, though stronger profiles unlock better terms.
Is There A Cost If I Don't Draw On It?+
Terms vary by lender. Your strategist will lay out any maintenance or draw fees before you commit.
Can I Increase My Line Later?+
Yes. As your business grows and you build a repayment history, we can revisit your line for an increase.
Keep Exploring
Other Capital Strategies
Working Capital Loans
Cover payroll, inventory, and growth initiatives with capital structured around your revenue cycle.
Learn MoreBusiness Term Loans
Lump-sum capital with a clear beginning and end for a defined, near-term objective.
Learn MoreEquipment Financing
Fund the machinery, vehicles, and technology that grow your operation, secured by the asset itself.
Learn MoreReady To Move Forward?
Tell us about your business and we will match you with the right capital structure, often within forty-eight hours.
30-Second Application · No Credit Impact · Strictly Confidential